evan-moon/firma

What changed

Before this release, if you asked Claude for portfolio analysis before importing trades, or for net-worth analysis before any balance data was loaded, Claude could fall back to generic answers or — worse — fabricate plausible-looking numbers. v0.16.1 closes that gap.

`capabilities` boolean map in `setup_status`

Every `setup_status` response now reports which analysis types are currently possible:

```
portfolio_analysis, current_value, net_worth, cash_flow,
benchmark, risk_metrics, historical_fx, goal_anchoring
```

`data_gating` rules in `analyst_context`

Matched entries tell Claude exactly how to behave when a capability is false: what NOT to fabricate, what partial answer is still valid, and the one fix (specific tool or slash command) to close the gap.

Effect on user experience

• Empty DB + "How's my portfolio?" → "No transactions yet. Paste your trade history or use /import-trades." (instead of generic platitudes)
• Trades imported but no prices → "You have 47 trades. I can show cost basis but not current value — want me to call sync_prices first?"
• No profile + "Am I on track for retirement?" → Generic answer + "I can't tell you whether you're on track without your goals. /setup-profile is 1 minute."